Premium cycle 2027
LAMal premiums 2027 for newcomers to Switzerland
Official LAMal 2027 premiums have been published by the FOPH. See how the three-month arrival rule and the 30 November switch deadline fit your case, then request a comparison through this site.
Reviewed 1 October 2026: official LAMal 2027 premiums have been published by the FOPH. Individual amounts depend on official data, canton, age, deductible and model.
Key takeaways
Official LAMal 2027 premiums have been published by the FOPH. Your premium depends on your canton, age, deductible and model, according to official data. Newcomers: join within three months. Already insured: notice for 1 January 2027 must reach the insurer by 30 November 2026.
Newcomer: 3 months after obligation starts. Already insured for 1 Jan 2027: notice received by 30 Nov 2026.
2027 premiums published. Individual amount according to official data, canton, age, deductible and model. No fixed saving.
Request a comparison through the contact form on this site.
Have official LAMal 2027 premiums been published?
Yes. Official LAMal 2027 premiums have been published by the FOPH. Your amount then depends on your canton, your age, your deductible and your model, according to official data.
Insurers usually send the individual notice by the end of October. For a switch on 1 January 2027, if you are already insured, basic cover notice must reach the current insurer by 30 November 2026.
For newcomers, the main clock remains the three-month affiliation period after the insurance obligation starts (often residence), not 30 November. The November date matters if you are already insured in Switzerland and want to switch for 1 January 2027.
Sources: Priminfo premium approval pages; FOPH premium FAQs. Reviewed: 1 October 2026.
What should you use now that the official premiums are published?
The approved 2027 premiums published by the FOPH are the figures that count. Priminfo remains the official source of those tariffs. Earlier private forecasts do not set your individual premium.
| Source | Date | What it is | Status |
|---|---|---|---|
| FOPH / Priminfo | September 2026 | Approved 2027 premiums | Published |
| Your insurer | By end of October 2026 | Individual notice of your premium | Usual insurer letter |
Your premium depends on canton, age, deductible and model, according to official data. No fixed saving is promised.
Which arrival situation applies to you for 2026 and 2027?
| Situation | Priority deadline | Useful action |
|---|---|---|
| Already insured in Switzerland | Notice received by 30 Nov 2026 for 1 Jan 2027 | Compare the published 2027 premiums, then resign and join in parallel |
| Arriving autumn 2026 / early 2027 | 3 months after obligation starts | Join on time first; refine at the next switch if needed |
| Birth / family reunification | 3 months from birth or child's residence | Insure each person separately |
Deadline detail: LAMal 3-month deadline. Arrival checklist: moving to Switzerland.
How should newcomers request a comparison?
- Note canton (and premium region if relevant), ages and preferred deductible
- Clarify whether employer accident cover already applies
- Use the published FOPH premiums: your amount depends on official data, canton, age, deductible and model
- Request a comparison through the contact form on this site
Priminfo is the official source of the approved tariffs. It is not the place to request a quote. Use the contact form on this site for a comparison of your arrival case.
FAQ: LAMal premiums 2027 for newcomers
Are official LAMal 2027 premiums published yet?
Yes. Official LAMal 2027 premiums have been published by the FOPH. The amount that applies to you depends on official data, your canton, your age, your deductible and your model.
Do earlier private forecasts replace the official 2027 premiums?
No. Official LAMal 2027 premiums have been published by the FOPH. Earlier private forecasts do not set your individual premium. It still depends on your canton, age, deductible and model, according to official data.
As a newcomer, do I need to meet the 30 November deadline?
Newcomers usually follow the three-month affiliation clock after residence starts. The 30 November deadline mainly applies if you are already insured in Switzerland and want to switch for 1 January 2027.
Can a 2027 comparison promise fixed savings?
No. Any difference depends on your canton, age, deductible and model, according to official data. Request a comparison through the contact form on this site. No fixed saving is promised.
Where should I compare 2027 premiums?
Official premium data are published by the FOPH. Priminfo is the official source of those tariffs. For a personalised comparison, use the contact form on this site. Swiss Financial Advice, a sole proprietorship, advises free of charge.
Personal advice
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Official LAMal 2027 premiums have been published by the FOPH. Swiss Financial Advice, a sole proprietorship, prepares a comparison from official data for your canton, age, deductible and model. Free, no obligation.
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